Zoneless
Shares rank 8 of 11 payment processors by recommenders
Open-source, self-hostable Stripe Connect alternative that takes stablecoin payments with no transaction fees on top.
Open-source, self-hostable Stripe Connect alternative that takes stablecoin payments with no transaction fees on top.
6 people gave an opinion
- recommend it
- 6
- criticize it
- 0
- approval share
- 100%
Recommended in 2 of 13 months
- November 2025: not recommended
- December 2025: not recommended
- January 2026: not recommended
- February 2026: not recommended
- March 2026: not recommended
- April 2026: recommended
- May 2026: not recommended
- June 2026: not recommended
- July 2026: not recommended
- August 2026: recommended
- September 2026: not recommended
- October 2026: not recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 6 people recommend itNeeds 10 or more, not met.
- Nobody criticizes itNeeds 2 to 1 or better, met.
- Recommended in 2 of 13 monthsNeeds 4 or more, not met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Open-source and self-hostable
“Zoneless has an open-source checkout to accept payments/subscriptions via stablecoins if you wanted a completely self-hosted alternative.”
Comment from 20 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” “Zoneless is open-source and self-hostable, so there's no transaction fees charged on top.”
Comment from 20 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” “open-source, self-hostable and has no transaction fees”
Comment from 21 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” - Comment from 20 Apr 2026 in “Stripe's Payment APIs: the first 10 years (2020)”
Accepts stablecoin payments
“Zoneless has an open-source checkout to accept payments/subscriptions via stablecoins if you wanted a completely self-hosted alternative.”
Comment from 20 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” “some prefer USDC because it is more stable than holding their own currency”
Comment from 9 Apr 2026 in “Show HN: Zoneless – Open-source Stripe Connect clone with $0.002 fees using USDC” “stablecoins and zoneless makes a lot of sense”
Comment from 20 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” No transaction fees
“Zoneless is open-source and self-hostable, so there's no transaction fees charged on top.”
Comment from 20 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” “open-source, self-hostable and has no transaction fees”
Comment from 21 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” API-compatible, bring-your-own-key setup
“its a bring your own API key system that plugs right in”
Comment from 22 Aug 2026 in “Show HN: Open-source Stripe Connect alternative” “The API-compatible approach is smart”
Comment from 9 Apr 2026 in “Show HN: Zoneless – Open-source Stripe Connect clone with $0.002 fees using USDC”
Other payment processors people recommend
The four most recommended other payment processors, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
See all 11 payment processors, rankedWhat people said
9 of the 12 comments that mention it, newest first. Each links to the original comment.
“its a bring your own API key system that plugs right in”
“open-source, self-hostable and has no transaction fees”
“Zoneless has an open-source checkout to accept payments/subscriptions via stablecoins if you wanted a completely self-hosted alternative.”
“Zoneless is open-source and self-hostable, so there's no transaction fees charged on top.”
“stablecoins and zoneless makes a lot of sense”
“A good way to operate this is to keep using a regular payment processor for checkout, but use this for payouts”
“an open-source Stripe Connect alternative”
“some prefer USDC because it is more stable than holding their own currency”
“The API-compatible approach is smart”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.