Mollie
Hacker ApprovedRanked 4 of 11 payment processors by recommenders
Payment processor recommended for its easy API, developer experience and fees; critics say it turns away small businesses and handles recurring payments poorly.
Payment processor recommended for its easy API, developer experience and fees; critics say it turns away small businesses and handles recurring payments poorly.
15 people gave an opinion
- recommend it
- 11
- criticize it
- 4
- approval share
- 73%
Recommended in 4 of 13 months
- November 2025: not recommended
- December 2025: not recommended
- January 2026: not recommended
- February 2026: recommended
- March 2026: not recommended
- April 2026: not recommended
- May 2026: recommended
- June 2026: recommended
- July 2026: recommended
- August 2026: not recommended
- September 2026: not recommended
- October 2026: not recommended
- November 2026: not recommended (month in progress)
Why it carries the badge
- 11 people recommend itNeeds 10 or more, met.
- 2.8 recommenders for every criticNeeds 2 to 1 or better, met.
- Recommended in 4 of 13 monthsNeeds 4 or more, met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Easy API and developer experience
“They have no problem dealing with small customers, and have always offered a trivially easy to use API.”
Comment from 6 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe” “Mollie developer experience has always been on par with Stripe in my experience.”
Comment from 6 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe” “I've used Mollie and can confirm that DX is not any different than Stripe's.”
Comment from 7 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe” - Comment from 24 Feb 2026 in “Stripe valued at $159B, 2025 annual letter”
- Comment from 6 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe”
Welcomes small businesses and customers
“They have no problem dealing with small customers, and have always offered a trivially easy to use API.”
Comment from 6 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe” “I've used them for all sorts of small (and not so small) things.”
Comment from 6 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe” “no need to run millions by us to be a first class citizen”
Comment from 7 Jul 2026 in “Europe's company websites are mostly served by US vendors” No forced technical choices
“It does have all the features and API craziness other processors offer but you don't have to use any of it.”
Comment from 7 Jul 2026 in “Europe's company websites are mostly served by US vendors” “I'm glad Mollie is an option that does not force me into certain technical choices.”
Comment from 22 Feb 2026 in “Minions: Stripe's one-shot, end-to-end coding agents – Stripe Dot Dev Blog” Reliable for years
“I have been a happy customer of the following recommended services for many months or years”
Comment from 25 May 2026 in “The bootstrapper's EU stack for under €10 per month” “haven't had issues since using them since 2006”
Comment from 7 Jul 2026 in “Europe's company websites are mostly served by US vendors”
What people warn about
Each mark is one comment
Rejects small businesses
“Mollie also doesn't want small businesses, unfortunately. (We were rejected as too small.)”
Comment from 5 Jun 2026 in “Gov.uk goes Dutch on payments as it dumps Stripe” “They rejected us as too small.”
Comment from 20 Apr 2026 in “Stripe's Payment APIs: the first 10 years (2020)” Weak recurring payment support
“Mollie does not even properly support recurring payments, a pretty important feature for SaaS.”
Comment from 12 Apr 2026 in “Building a SaaS in 2026 Using Only EU Infrastructure” “is woefully incomplete (no failed payment retries for example)”
Comment from 7 Jul 2026 in “Europe's company websites are mostly served by US vendors”
Other payment processors people recommend
The four most recommended other payment processors, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
See all 11 payment processors, rankedWhat people said
22 of the 23 comments that mention it, newest first. Each links to the original comment.
“I would not consider cancelling the subscription 5 days after the first failure as reasonable.”
“It does have all the features and API craziness other processors offer but you don't have to use any of it.”
“It also has something critical that Stripe does not: proper customer service.”
“no need to run millions by us to be a first class citizen”
“is woefully incomplete (no failed payment retries for example)”
“haven't had issues since using them since 2006”
“I have Mollie and Ingenico with tailored deals which make Stripe seems like the dumbest thing you can do.”
“I've used Mollie and can confirm that DX is not any different than Stripe's.”
“they have superior test platform than even Stripe”
“I've used them for all sorts of small (and not so small) things.”
“They have no problem dealing with small customers, and have always offered a trivially easy to use API.”
“They didn’t state any reason in my case, though.”
“Mollie developer experience has always been on par with Stripe in my experience.”
“Mollie also doesn't want small businesses, unfortunately. (We were rejected as too small.)”
“we also don't know that after 14 days, Mollie doesn't know any account number”
“I have been a happy customer of the following recommended services for many months or years”
“fully KYC'ed with PoA no older than 6 months, strong residency requirement for at least two generations”
“serious lack of "dear customer, we are keeping all of your money" ... Which I consider a killer feature.”
“They rejected us as too small.”
“Mollie does not even properly support recurring payments, a pretty important feature for SaaS.”
“Mollie was super easy to implement for them, and fees much better”
“I'm glad Mollie is an option that does not force me into certain technical choices.”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.