Hacker ApprovedDepartments

Paddle

Ranked 5 of 11 payment processors by recommenders

People recommend Paddle because, as merchant of record, it handles payments and sales tax or VAT collection, so sellers have little account setup. Critics point to its 5% cut.

People recommend Paddle because, as merchant of record, it handles payments and sales tax or VAT collection, so sellers have little account setup. Critics point to its 5% cut.

17 people gave an opinion

recommend it
10
criticize it
7
approval share
59%
Each figure is one person. RecommendsCriticizes

Recommended in 8 of 13 months

  1. November 2025: not recommended
  2. December 2025: not recommended
  3. January 2026: recommended
  4. February 2026: recommended
  5. March 2026: not recommended
  6. April 2026: recommended
  7. May 2026: recommended
  8. June 2026: recommended
  9. July 2026: recommended
  10. August 2026: recommended
  11. September 2026: recommended
  12. October 2026: not recommended
  13. November 2026: not recommended (month in progress)

Why it doesn’t carry the badge

  • 10 people recommend itNeeds 10 or more, met.
  • 1.4 recommenders for every criticNeeds 2 to 1 or better, not met.
  • Recommended in 8 of 13 monthsNeeds 4 or more, met.

The same three rules apply to every product, and the badge can’t be bought. How the badge works

What people say about it

The reasons people give, with the number of comments that give each one. Open a reason to read what they said.

Why people recommend it

Each mark is one comment

  • Handles sales tax and VAT

    “they're on the hook for remitting sales taxes to ALL the governments where your customers might reside”

    Comment from 4 Jun 2026 in “Kiki – a tiny homepage construction kit with a small footprint”

    “Don't underestimate the benefit of it doing international VAT collection and payment.”

    Comment from 16 Jan 2026 in “Linux boxes via SSH: suspended when disconected”

    “takes care of the payment and tax compliance”

    Comment from 31 Jul 2026 in “Read This Before You Buy That TV Streaming Stick”
  • Easy to set up

    “Paddle kind of solves this by default, as a merchant of record there's barely any account state to configure”

    Comment from 6 Aug 2026 in “Show HN: Stripekit – Terraform-style declarative config for your Stripe account”

    “Paddle is quite easy to set up”

    Comment from 3 Sep 2026 in “Selling Software Worldwide from Europe”

What people warn about

Each mark is one comment

  • Takes a 5% cut

    “given that paddle.com (your payment provider) takes 5% cut”

    Comment from 15 Jan 2026 in “Linux boxes via SSH: suspended when disconected”

    “5% for paddle does sound like it kinda sucks”

    Comment from 15 Jan 2026 in “Linux boxes via SSH: suspended when disconected”
  • Lengthy approval with ID checks

    “It took me two weeks, plus sending IDs, incorporating an ltd, to get a license to sell software with Paddle.”

    Comment from 4 Jun 2026 in “Kiki – a tiny homepage construction kit with a small footprint”

    “the form is not unlike Paddle's verification”

    Comment from 4 Jun 2026 in “Kiki – a tiny homepage construction kit with a small footprint”

Other payment processors people recommend

The four most recommended other payment processors, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.

Paddle compared with 4 alternatives
ProductRecommendCriticizeApprovalMonthsOwnedBadge
Stripe14318044%124 yrs5 owners—
PayPal10323930%1220 yrs9 owners—
Adyen171063%8——
Mollie11473%4—Approved
PaddleThis page10759%8——
See all 11 payment processors, ranked

What people said

12 of the 17 comments that mention it, newest first. Each links to the original comment.

“Paddle is quite easy to set up”

RecommendsComment from 3 Sep 2026 in “Selling Software Worldwide from Europe”

“smoother approval process, live now”

RecommendsComment from 18 Aug 2026 in “CredOclock – email reminders before your team's API keys/certs expire”

“Paddle kind of solves this by default, as a merchant of record there's barely any account state to configure”

RecommendsComment from 6 Aug 2026 in “Show HN: Stripekit – Terraform-style declarative config for your Stripe account”

“takes care of the payment and tax compliance”

RecommendsComment from 31 Jul 2026 in “Read This Before You Buy That TV Streaming Stick”

“Lack of answers was holding a months worth of income hostage with no real recourse for us other than trying to be loud online.”

CriticizesComment from 24 Jul 2026 in “Ask HN: How to get in touch with Paddle (MoR)”

“they're on the hook for remitting sales taxes to ALL the governments where your customers might reside”

RecommendsComment from 4 Jun 2026 in “Kiki – a tiny homepage construction kit with a small footprint”

“the form is not unlike Paddle's verification”

CriticizesComment from 4 Jun 2026 in “Kiki – a tiny homepage construction kit with a small footprint”

“It took me two weeks, plus sending IDs, incorporating an ltd, to get a license to sell software with Paddle.”

CriticizesComment from 4 Jun 2026 in “Kiki – a tiny homepage construction kit with a small footprint”

“they also try to sell us a bunch of stuff we don't need at ridiculous prices”

MixedComment from 24 Feb 2026 in “Stripe valued at $159B, 2025 annual letter”

“Don't underestimate the benefit of it doing international VAT collection and payment.”

RecommendsComment from 16 Jan 2026 in “Linux boxes via SSH: suspended when disconected”

“5% for paddle does sound like it kinda sucks”

CriticizesComment from 15 Jan 2026 in “Linux boxes via SSH: suspended when disconected”

“given that paddle.com (your payment provider) takes 5% cut”

CriticizesComment from 15 Jan 2026 in “Linux boxes via SSH: suspended when disconected”

Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.