Twint
Shares rank 16 of 17 mobile payment apps by recommenders
Swiss mobile payment app that works at any terminal by QR code. Critics say it is slower than NFC cards, and some phones cannot use it.
Swiss mobile payment app that works at any terminal by QR code. Critics say it is slower than NFC cards, and some phones cannot use it.
9 people gave an opinion
- recommend it
- 6
- criticize it
- 3
- approval share
- 67%
Recommended in 3 of 13 months
- November 2025: not recommended
- December 2025: recommended
- January 2026: not recommended
- February 2026: not recommended
- March 2026: not recommended
- April 2026: not recommended
- May 2026: recommended
- June 2026: not recommended
- July 2026: not recommended
- August 2026: not recommended
- September 2026: recommended
- October 2026: not recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 6 people recommend itNeeds 10 or more, not met.
- 2 recommenders for every criticNeeds 2 to 1 or better, met.
- Recommended in 3 of 13 monthsNeeds 4 or more, not met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Widely used across Switzerland
“Twint in Switzerland has amazing penetration can pay at any terminal with qr code”
Comment from 20 May 2026 in “Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment” “Twint is great, I wish more Swiss based people would use it.”
Comment from 8 May 2026 in “Brazil's Pix Payment System Faces Pressure from Visa and Mastercard”
Other mobile payment apps people recommend
The four most recommended other mobile payment apps, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
| Product | Recommend | Criticize | Approval | Months | Owned | Badge |
|---|---|---|---|---|---|---|
| Wero | 84 | 96 | 47% | 11 | — | — |
| Apple Pay | 73 | 48 | 60% | 12 | — | — |
| Apple Wallet | 58 | 63 | 48% | 10 | — | — |
| Google Pay | 26 | 33 | 44% | 11 | — | — |
| TwintThis page | 6 | 3 | 67% | 3 | — | — |
What people said
7 of the 9 comments that mention it, newest first. Each links to the original comment.
“Twint (basically the Swiss Venmo) insists that my phone is not compatible with it.”
“Twint in Switzerland has amazing penetration can pay at any terminal with qr code”
“Transaction fees are on the higher side, consequently merchants don't have any reason to push Twint”
“Twint is great, I wish more Swiss based people would use it.”
“even the internal digital payment system (Twint) touches some US system”
“Twint isn't as fast, convenient or reliable as NFC card payments so the card/tech companies still have an advantage.”
“you cant use Twint either so it's in effect useless”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.