Wero

“The bad part about Wero is, at least in some countries, it depends on your bank, and you need that banks app”

“Having it integrated in every banks app is actually better, so people don't have to set up another app and register for something.”

“probably not a blocker for main stream adoption especially if it's not the only way to pay”

“It gives the Zelle UX to the underlying SEPA Instant infrastructure across the EU.”

“Wero, replacement for US credit card rails in Europe, is being built on top of SEPA Instant.”

“it lets anyone lookup the name associated with a phone number or email address, which is a privacy nightmare”

“Getting some of the big businesses to accept Wero is critical for its success.”

“this is good as a short term solution but it should really be a new system without commercial banks”

“wero looks like another attempt at big tech to capture the market and force you into android/iphone hell”

“it's across all banks, building on the recent instant transfer that is being rolled out quickly”

“Isn't Wero just another proprietary app that requires a Google or Apple smartphone?”

“New systems like Wero are based on instant bank transfers rather than a credit card company that acts as a middle man.”

“Thus the model is win-win-win: Consumer doesn't pay more, Merchant pays less, and Wero gets their share.”

“Wero is such a valuable asset for Europe and couldn't have come at a better time.”

“The whole process had a very "snappy" feeling without waiting for any of the usual spinners and redirects.”

“My primary issue is requiring a Google or Apple blessed phone for the protocol that is supposed to replace the American alternative”

“it's a nice thing to be able to send money across european countries only with a phone number”

“From a UX point of view, both payers and merchants, it's still the most practical and fast.”

“Not sure how Wero or QR going to solve that, SEPA or not, but still useful for a lot of cases”

“Wero claims that they won't support paying through a browser, and that it will be tied to either Google or Apple”

“Wero also afaik does not have as much consumer protection as (certainly some) credit cards offer.”

“The strength of Wero is that it will be a unified friction less way of making digital transfers.”

“I have recently seen people surprised when they sent a Wero transaction and the other party could see their IBAN.”

“For consumers, Wero, Pix, and similar systems only have down sides for online use. The most important down side is that you can't reclaim your funds if you've been the victim of fraud.”

“The use is very high (daily) in my social circles these days. No more IBAN sharing.”

“you just scan a code with your phone, and your banking app handles the transactions”

“In my opinion Wero (earlier I used IDeal) is easier then paypal for this purpose”

“The fact that's it's integrated into the existing banking apps helps.”

“It's pretty awesome and seems to quickly have replaced all other apps”

“I can use Wero just fine in my banking app. Can't try the app that's called Wero in the Play store”

“With wero you must have play integrity and you can't even have developer mode turned on which is frankly ridiculous.”

“That process is what the whole of Europe wants (Wero builds on the Dutch Ideal)”

“it works OK, I don't really get what the difference is between this and instant bank transfers”

“I'm using my bank's app on a fully de-googlised Lineageos (no MicroG) and Wero works.”

“Let me know when it works in all the countries where VISA is available so I can switch to this solution!”

“I don't see which problem Wero is solving. Cross country p2p money transfers? Not something people do often.”

“It's also more convenient than giving out an opaque UUID to your friend to transfer you money”

“Wero lets users send money using just a phone number — no IBAN, no card, no intermediary.”

“It's basically instant bank transfer without any fee or limitation on how many you can do.”

“ECB does a good job of managing financial landscape for payments in the consumer friendly way”