Tikkie
Ranked 14 of 17 mobile payment apps by recommenders
Widely used Dutch app for free, instant person-to-person payments, seen as easy to use like Pix. Main caveat: ads and deals that can't be turned off.
Widely used Dutch app for free, instant person-to-person payments, seen as easy to use like Pix. Main caveat: ads and deals that can't be turned off.
8 people gave an opinion
- recommend it
- 8
- criticize it
- 0
- approval share
- 100%
Recommended in 4 of 13 months
- November 2025: not recommended
- December 2025: not recommended
- January 2026: not recommended
- February 2026: recommended
- March 2026: not recommended
- April 2026: not recommended
- May 2026: recommended
- June 2026: not recommended
- July 2026: recommended
- August 2026: not recommended
- September 2026: not recommended
- October 2026: recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 8 people recommend itNeeds 10 or more, not met.
- Nobody criticizes itNeeds 2 to 1 or better, met.
- Recommended in 4 of 13 monthsNeeds 4 or more, met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Easy to use, like Pix
“I would say Tikkie is almost as good and easy to use as PIX usecase wise”
Comment from 20 May 2026 in “Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment” “Tikkie is almost as good and easy to use as PIX”
Comment from 20 May 2026 in “Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment” Common person-to-person payment method
“Tikkie (and the other bank's similar and compatible systems) have been one of the primary methods for P2P transfers for many years now.”
Comment from 27 Jul 2026 in “Decathlon Germany adds Wero payment option to decathlon.de website” “Person to person payments using Tikkie/betaalverzoek as wel.”
Comment from 16 Feb 2026 in “Wero – Digital payment wallet, Made in Europe”
What people warn about
Each mark is one comment
Ads and deals can't be turned off
“horribly laden with stupid ads and deals you can't seem to turn off”
Comment from 8 May 2026 in “Brazil's Pix Payment System Faces Pressure from Visa and Mastercard”
Other mobile payment apps people recommend
The four most recommended other mobile payment apps, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
| Product | Recommend | Criticize | Approval | Months | Owned | Badge |
|---|---|---|---|---|---|---|
| Wero | 84 | 96 | 47% | 11 | — | — |
| Apple Pay | 73 | 48 | 60% | 12 | — | — |
| Apple Wallet | 58 | 63 | 48% | 10 | — | — |
| Google Pay | 26 | 33 | 44% | 11 | — | — |
| TikkieThis page | 8 | 0 | 100% | 4 | — | — |
What people said
8 of the 10 comments that mention it, newest first. Each links to the original comment.
“I don't know the details of Tikkie”
“it's free and transferred instantly”
“Tikkie (and the other bank's similar and compatible systems) have been one of the primary methods for P2P transfers for many years now.”
“Tikkie is almost as good and easy to use as PIX”
“I would say Tikkie is almost as good and easy to use as PIX usecase wise”
“horribly laden with stupid ads and deals you can't seem to turn off”
“Tikkie doesn't give you an easy identifier. Great for privacy”
“Person to person payments using Tikkie/betaalverzoek as wel.”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.