Robinhood Gold Card
Shares rank 4 of 5 credit cards by recommenders
Recommended for a flat 3% cashback on everyday purchases. Critics point to the $5 monthly fee and to moving money between the brokerage and the bank.
Recommended for a flat 3% cashback on everyday purchases. Critics point to the $5 monthly fee and to moving money between the brokerage and the bank.
7 people gave an opinion
- recommend it
- 7
- criticize it
- 0
- approval share
- 100%
Recommended in 4 of 13 months
- November 2025: not recommended
- December 2025: not recommended
- January 2026: recommended
- February 2026: not recommended
- March 2026: recommended
- April 2026: recommended
- May 2026: not recommended
- June 2026: not recommended
- July 2026: not recommended
- August 2026: recommended
- September 2026: not recommended
- October 2026: not recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 7 people recommend itNeeds 10 or more, not met.
- Nobody criticizes itNeeds 2 to 1 or better, met.
- Recommended in 4 of 13 monthsNeeds 4 or more, met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Flat 3% cashback on everything
“I just use the Robinhood Gold 3% cashback card everywhere”
Comment from 25 Aug 2026 in “How credit card rewards became a $9.2B wealth transfer” “Robinhood does 3% on everything.”
Comment from 8 Jan 2026 in “Chase to become new issuer of Apple Card”
What people warn about
Each mark is one comment
Monthly fee of $5
“you have to pay $5 a month, so equivalent $60 annual fee”
Comment from 8 Jan 2026 in “Chase to become new issuer of Apple Card” Moving money between brokerage and bank
“it's a little annoying to constantly transfer to the brokerage and then to the bank”
Comment from 26 Aug 2026 in “How credit card rewards became a $9.2B wealth transfer”
Other credit cards people recommend
The four most recommended other credit cards, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
| Product | Recommend | Criticize | Approval | Months | Owned | Badge |
|---|---|---|---|---|---|---|
| Apple Card | 27 | 33 | 45% | 6 | 3 yrs4 owners | — |
| American Express credit card | 20 | 25 | 44% | 11 | — | — |
| Discover it cashback credit card | 8 | 3 | 73% | 6 | — | — |
| Robinhood Gold CardThis page | 7 | 0 | 100% | 4 | — | — |
| Chase Sapphire credit card | 7 | 2 | 78% | 4 | — | — |
What people said
6 of the 7 comments that mention it, newest first. Each links to the original comment.
“it's a little annoying to constantly transfer to the brokerage and then to the bank”
“I just use the Robinhood Gold 3% cashback card everywhere”
“been a user for a couple years now and no complaints”
“I pay something like $100/yr and the app generated numbers on demand.”
“you have to pay $5 a month, so equivalent $60 annual fee”
“Robinhood does 3% on everything.”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.