Chase Sapphire credit card
Shares rank 4 of 5 credit cards by recommenders
People recommend it for its sign-up bonus and benefits that can offset the annual fee. Critics note the fees add up and rewards have gotten worse.
People recommend it for its sign-up bonus and benefits that can offset the annual fee. Critics note the fees add up and rewards have gotten worse.
9 people gave an opinion
- recommend it
- 7
- criticize it
- 2
- approval share
- 78%
Recommended in 4 of 13 months
- November 2025: not recommended
- December 2025: not recommended
- January 2026: recommended
- February 2026: not recommended
- March 2026: not recommended
- April 2026: not recommended
- May 2026: not recommended
- June 2026: not recommended
- July 2026: not recommended
- August 2026: recommended
- September 2026: recommended
- October 2026: recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 7 people recommend itNeeds 10 or more, not met.
- 3.5 recommenders for every criticNeeds 2 to 1 or better, met.
- Recommended in 4 of 13 monthsNeeds 4 or more, met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Benefits offset the annual fee
“would net that out to approximately $0 on a monthly basis after credits and rebates”
Comment from 29 Oct 2026 in “DoorDash to acquire Instacart” “Chase Sapphire Preferred is less than 100 per year and it has those things.”
Comment from 8 Jan 2026 in “Chase to become new issuer of Apple Card”
What people warn about
Each mark is one comment
Annual fees add up
“top tier cards like the Chase Sapphire or Cap One Venture X that have yearly fees”
Comment from 23 Jan 2026 in “Capital One to buy fintech firm Brex in $5.15B deal” “For a mere $800, I can net the fees to "approximately $0"? What a steal!”
Comment from 29 Oct 2026 in “DoorDash to acquire Instacart”
Other credit cards people recommend
The four most recommended other credit cards, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
| Product | Recommend | Criticize | Approval | Months | Owned | Badge |
|---|---|---|---|---|---|---|
| Apple Card | 27 | 33 | 45% | 6 | 3 yrs4 owners | — |
| American Express credit card | 20 | 25 | 44% | 11 | — | — |
| Discover it cashback credit card | 8 | 3 | 73% | 6 | — | — |
| Chase Sapphire credit cardThis page | 7 | 2 | 78% | 4 | — | — |
| Robinhood Gold Card | 7 | 0 | 100% | 4 | — | — |
What people said
8 of the 9 comments that mention it, newest first. Each links to the original comment.
“I probably save $5k/yr on travel alone with that card.”
“For a mere $800, I can net the fees to "approximately $0"? What a steal!”
“would net that out to approximately $0 on a monthly basis after credits and rebates”
“it works, had an issue and they refunded the full expense without too many hoops to jump through”
“They made their rewards drastically worse recently.”
“I mainly got the card because it had a really good sign up bonus”
“top tier cards like the Chase Sapphire or Cap One Venture X that have yearly fees”
“Chase Sapphire Preferred is less than 100 per year and it has those things.”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.