Hacker ApprovedDepartments

Agree payment processor

Ranked 6 of 11 payment processors by recommenders

Open source payment processor praised for its design and developer experience. Critics call it a thin Stripe frontend with lock-in risk.

Open source payment processor praised for its design and developer experience. Critics call it a thin Stripe frontend with lock-in risk.

13 people gave an opinion

recommend it
8
criticize it
5
approval share
62%
Each figure is one person. RecommendsCriticizes

Recommended in 1 of 13 months

  1. November 2025: recommended
  2. December 2025: not recommended
  3. January 2026: not recommended
  4. February 2026: not recommended
  5. March 2026: not recommended
  6. April 2026: not recommended
  7. May 2026: not recommended
  8. June 2026: not recommended
  9. July 2026: not recommended
  10. August 2026: not recommended
  11. September 2026: not recommended
  12. October 2026: not recommended
  13. November 2026: not recommended (month in progress)

Why it doesn’t carry the badge

  • 8 people recommend itNeeds 10 or more, not met.
  • 1.6 recommenders for every criticNeeds 2 to 1 or better, not met.
  • Recommended in 1 of 13 monthsNeeds 4 or more, not met.

The same three rules apply to every product, and the badge can’t be bought. How the badge works

What people say about it

The reasons people give, with the number of comments that give each one. Open a reason to read what they said.

Why people recommend it

Each mark is one comment

  • Admired design and developer experience

    “the landing page is one of the most beautifully designed things I have seen in a long time”

    Comment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

    “refreshing to see someone go after this with the opinionated DX”

    Comment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

    “Big fan of what Agree and team have managed to build here.”

    Comment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”
  • Solves a real problem

    “The problem we're trying to address is a bit broader than just storing price ids.”

    Comment from 28 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

    “Definitely solving a real problem!”

    Comment from 28 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

What people warn about

Each mark is one comment

  • Zero webhooks claim overstated

    “Zero webhooks is a bit optimistic over the longer term, surely?”

    Comment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

    “I don't feel like you're delivering much on your headline.”

    Comment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”
  • Thin Stripe wrapper with lock-in

    “This is a frontend for Stripe, so it's even a bit of a stretch to call it a Payment Service Provider.”

    Comment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

    “This whole thing feels like a trap TBH. Feels like vendor lock-in.”

    Comment from 28 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

Other payment processors people recommend

The four most recommended other payment processors, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.

Agree payment processor compared with 4 alternatives
ProductRecommendCriticizeApprovalMonthsOwnedBadge
Stripe14318044%124 yrs5 owners—
PayPal10323930%1220 yrs9 owners—
Adyen171063%8——
Mollie11473%4—Approved
Agree payment processorThis page8562%1——
See all 11 payment processors, ranked

What people said

13 of the 14 comments that mention it, newest first. Each links to the original comment.

“The problem we're trying to address is a bit broader than just storing price ids.”

RecommendsComment from 28 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“Definitely solving a real problem!”

RecommendsComment from 28 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“This whole thing feels like a trap TBH. Feels like vendor lock-in.”

CriticizesComment from 28 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“I gave up there and probably won't come back.”

CriticizesComment from 27 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“I don't feel like you're delivering much on your headline.”

CriticizesComment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“This is a frontend for Stripe, so it's even a bit of a stretch to call it a Payment Service Provider.”

CriticizesComment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“Zero webhooks is a bit optimistic over the longer term, surely?”

CriticizesComment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“it's frustrating for us to have to drag in React for libraries like this”

MixedComment from 26 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“Big fan of what Agree and team have managed to build here.”

RecommendsComment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“refreshing to see someone go after this with the opinionated DX”

RecommendsComment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“the landing page is one of the most beautifully designed things I have seen in a long time”

RecommendsComment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“the product has helped me in my projects”

RecommendsComment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

“we're a tiny bit cheaper than Stripe when you consider how much they charge for Billing”

RecommendsComment from 25 Nov 2025 in “Show HN: We built an open source, zero webhooks payment processor”

Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.