Lightning Network
Ranked 6 of 12 payment systems by recommenders
People recommend it for near-instant, cheap bitcoin payments, especially small ones. The most common caveat is centralization and unreliable fees.
People recommend it for near-instant, cheap bitcoin payments, especially small ones. The most common caveat is centralization and unreliable fees.
51 people gave an opinion
- recommend it
- 31
- criticize it
- 20
- approval share
- 61%
Recommended in 11 of 13 months
- November 2025: recommended
- December 2025: recommended
- January 2026: recommended
- February 2026: recommended
- March 2026: recommended
- April 2026: recommended
- May 2026: recommended
- June 2026: recommended
- July 2026: recommended
- August 2026: recommended
- September 2026: recommended
- October 2026: not recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 31 people recommend itNeeds 10 or more, met.
- 1.5 recommenders for every criticNeeds 2 to 1 or better, not met.
- Recommended in 11 of 13 monthsNeeds 4 or more, met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Fast, near-instant settlement
“the lightning network is evolving too, making anonyous (to a certain extend), sub-second, off-chain transactions possible at way better efficiency regarding energy”
Comment from 4 Feb 2026 in “Why This Computer Scientist Says All Cryptocurrency Should "Die in a Fire"” “Modern Lightning, a layer 2 solution based on Bitcoin, does Bitcoin transactions in less than a second for less than any Visa fee.”
Comment from 4 Feb 2026 in “Why This Computer Scientist Says All Cryptocurrency Should "Die in a Fire"” “Lightning - a fast, instant, bitcoin layer 2 network - is perfectly sufficient for micropayments.”
Comment from 8 Aug 2026 in “Gentoo bugzilla closed due AI bot scraper overload” - Comment from 15 Jan 2026 in “Linux boxes via SSH: suspended when disconected”
- Comment from 22 Jul 2026 in “OpenNode – Bitcoin Payment Processor”
- Comment from 19 Feb 2026 in “Micropayments as a reality check for news sites”
- Comment from 23 Feb 2026 in “Binance Fired Employees Who Found $1.7B in Crypto Was Sent to Iran”
Better privacy than on-chain
“the lightning network is evolving too, making anonyous (to a certain extend), sub-second, off-chain transactions possible at way better efficiency regarding energy”
Comment from 4 Feb 2026 in “Why This Computer Scientist Says All Cryptocurrency Should "Die in a Fire"” “Of course, only in conjunction with Lightning (a layer 2 solution building on Bitcoin with anonymity and instant transaction settlement).”
Comment from 10 Feb 2026 in “Europe's $24T Breakup with Visa and Mastercard Has Begun” “Lightning payments are not stored onchain and have already been proved more private than monero payments”
Comment from 22 Jul 2026 in “OpenNode – Bitcoin Payment Processor” - Comment from 21 Apr 2026 in “Monero Community Crowdfunding System”
- Comment from 4 Nov 2025 in “Find Bitcoin-Friendly Coffee Shops – We Need Submissions”
- Comment from 7 Dec 2025 in “I wasted years of my life in crypto”
- Comment from 25 Apr 2026 in “The operating cost of adult and gambling startups”
Very low transaction fees
“Modern Lightning, a layer 2 solution based on Bitcoin, does Bitcoin transactions in less than a second for less than any Visa fee.”
Comment from 4 Feb 2026 in “Why This Computer Scientist Says All Cryptocurrency Should "Die in a Fire"” “the layer 2 lighting network that can process more transactions than Visa and MC combined with very cheap fees”
Comment from 16 Jun 2026 in “SpaceX Is Buying Cursor” “you can literally send 10cent right now to someone at the other end of the world”
Comment from 8 Dec 2025 in “I wasted years of my life in crypto” - Comment from 19 Feb 2026 in “Micropayments as a reality check for news sites”
- Comment from 23 Feb 2026 in “Binance Fired Employees Who Found $1.7B in Crypto Was Sent to Iran”
- Comment from 17 Sep 2026 in “Neovim have a ~$800k Bitcoin donation sitting untouched since 2023”
Suited to micropayments
“Lightning - a fast, instant, bitcoin layer 2 network - is perfectly sufficient for micropayments.”
Comment from 8 Aug 2026 in “Gentoo bugzilla closed due AI bot scraper overload” “you can literally send 10cent right now to someone at the other end of the world”
Comment from 8 Dec 2025 in “I wasted years of my life in crypto” “Lightning is actually the only truly scalable solution we have for micropayments”
Comment from 20 Mar 2026 in “I'm OK being left behind, thanks” - Comment from 25 Aug 2026 in “Nostr is an inclusive communication commons”
- Comment from 19 Feb 2026 in “Micropayments as a reality check for news sites”
What people warn about
Each mark is one comment
Centralized in practice
“Lightning has mostly done this by being a lot more centralized in practice”
Comment from 11 Apr 2026 in “Bitcoin miners are losing $19,000 on every BTC produced as difficulty drops 7.8%” “Their famous Lightening L2 is an abomination of hacks and centralization and it still doesn't scale.”
Comment from 8 Dec 2025 in “I wasted years of my life in crypto” Not fully private
“It's not private. People are going to be linking these things to their identities on crypto exchanges.”
Comment from 8 Aug 2026 in “Gentoo bugzilla closed due AI bot scraper overload” “Lightning is not fully anonymous. It can still be traced by the participating nodes.”
Comment from 21 Apr 2026 in “Monero Community Crowdfunding System” “it only "preserves privacy" when you're extremely careful with how you use it”
Comment from 26 Apr 2026 in “The operating cost of adult and gambling startups” High fees at times
“I'm looking at the transaction fees for lightning network and they are in the range of FedNow or RTP.”
Comment from 22 Jul 2026 in “OpenNode – Bitcoin Payment Processor” “I had a terrible experience trying out Lightning. I hit high fees sending Lightning transactions.”
Comment from 21 Apr 2026 in “Monero Community Crowdfunding System” Doesn't scale well
“Their famous Lightening L2 is an abomination of hacks and centralization and it still doesn't scale.”
Comment from 8 Dec 2025 in “I wasted years of my life in crypto” “The current actual throughput of the Lightning Network is estimated at around 300 TPS”
Comment from 16 Jun 2026 in “SpaceX Is Buying Cursor” “it is only viable if adoption by number of nodes and TVL grew by orders of magnitude”
Comment from 21 Apr 2026 in “Monero Community Crowdfunding System”
Other payment systems people recommend
The four most recommended other payment systems, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
| Product | Recommend | Criticize | Approval | Months | Owned | Badge |
|---|---|---|---|---|---|---|
| Pix | 65 | 14 | 82% | 11 | — | Approved |
| UPI (Unified Payments Interface) | 58 | 12 | 83% | 11 | — | Approved |
| GNU Taler | 37 | 26 | 59% | 12 | — | — |
| x402 | 35 | 8 | 81% | 9 | — | Approved |
| Lightning NetworkThis page | 31 | 20 | 61% | 11 | — | — |
What people said
40 of the 77 comments that mention it, newest first. Each links to the original comment.
“Its about 2 cents for a coffee(10k sats ~= 7.6 usd), or 0.2%.”
“I'm a big believer that Lightning is the only way to solve micropayments.”
“lightning serves that purpose quite well because it is decentralized because it is based on bitcoin”
“It's not private. People are going to be linking these things to their identities on crypto exchanges.”
“Lightning - a fast, instant, bitcoin layer 2 network - is perfectly sufficient for micropayments.”
“As a lightning node runner myself and someone who sends lightning around on a weekly basis”
“Lightning payments are not stored onchain and have already been proved more private than monero payments”
“you'd use side layers like Lightning payments for the near instantaneous exchange”
“I'm looking at the transaction fees for lightning network and they are in the range of FedNow or RTP.”
“You would use lightning network, which takes less than 2 seconds finality.”
“It can scale without any changes and if there is demand it will surpass Visa and MC”
“The current actual throughput of the Lightning Network is estimated at around 300 TPS”
“the layer 2 lighting network that can process more transactions than Visa and MC combined with very cheap fees”
“the only internet-native global automated payment system that i trust which is Bitcoin”
“it only "preserves privacy" when you're extremely careful with how you use it”
“lightning - which preserves privacy and is still bitcoin”
“it is only viable if adoption by number of nodes and TVL grew by orders of magnitude”
“I had a terrible experience trying out Lightning. I hit high fees sending Lightning transactions.”
“Lightning's BOLT12 standard, which is currently finalized, will increase anonymity even further.”
“Lightning is not fully anonymous. It can still be traced by the participating nodes.”
“The Lightning Network is specifically designed to work around bitcoin design flaws”
“Lightning has mostly done this by being a lot more centralized in practice”
“Lightning is actually the only truly scalable solution we have for micropayments”
“Bitcoin via the Lightning Network is near cost-free and instant.”
“LN gets you close to some forms of atomic exchange, but close-to-atomic isn't atomic”
“Implementing lightning (bitcoin layer 2 solution) is probably easier or at least at par.”
“are in the "less than a cent" category and are settled in a few seconds”
“It's good to have an alternative to fall back on when inevitably cash will be outlawed in Europe”
“Of course, only in conjunction with Lightning (a layer 2 solution building on Bitcoin with anonymity and instant transaction settlement).”
“Lightning is built in a way that it is decentralized and that promise can never be broken.”
“Modern Lightning, a layer 2 solution based on Bitcoin, does Bitcoin transactions in less than a second for less than any Visa fee.”
“the lightning network is evolving too, making anonyous (to a certain extend), sub-second, off-chain transactions possible at way better efficiency regarding energy”
“You obviously haven't looked into the tranasaction economics of the Lightning Network.”
“Bitcoin Lightning was sorta dead on arrival, though it had both the trust and the technology solution”
“the lightning stuff makes it settle/confirm faster than doing an on-chain transaction”
“you can give and receive value directly using the Lightning Network. It is seamless in most Nostr clients”
“Their famous Lightening L2 is an abomination of hacks and centralization and it still doesn't scale.”
“you can literally send 10cent right now to someone at the other end of the world”
“Lightning introduces decent privacy, not perfect, but decent.”
“for everyday, more privacy-friendly smaller transactions that are not put on the blockchain”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.