Hacker ApprovedDepartments

Tally bank transaction classifier

Transaction classifier in Money & business

Offline, inspectable rules let agents classify bank transactions; people praise the build and plug-and-play use, though some question whether the AI is needed and raise privacy concerns.

Offline, inspectable rules let agents classify bank transactions; people praise the build and plug-and-play use, though some question whether the AI is needed and raise privacy concerns.

22 people gave an opinion

recommend it
15
criticize it
7
approval share
68%
Each figure is one person. RecommendsCriticizes

Recommended in 3 of 13 months

  1. November 2025: not recommended
  2. December 2025: not recommended
  3. January 2026: recommended
  4. February 2026: not recommended
  5. March 2026: not recommended
  6. April 2026: recommended
  7. May 2026: not recommended
  8. June 2026: not recommended
  9. July 2026: not recommended
  10. August 2026: not recommended
  11. September 2026: recommended
  12. October 2026: not recommended
  13. November 2026: not recommended (month in progress)

Why it doesn’t carry the badge

  • 15 people recommend itNeeds 10 or more, met.
  • 2.1 recommenders for every criticNeeds 2 to 1 or better, met.
  • Recommended in 3 of 13 monthsNeeds 4 or more, not met.

The same three rules apply to every product, and the badge can’t be bought. How the badge works

What people say about it

The reasons people give, with the number of comments that give each one. Open a reason to read what they said.

Why people recommend it

Each mark is one comment

  • Praise for building and sharing it

    “This tools looks pretty nice, kudos for building it and putting it out there for others to try it”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

    “This is awesome, thank you for sharing and for building it.”

    Comment from 10 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

    “its a nice tool, code is opensourced here”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”
  • Plug-and-play CLI for agents

    “CLI are as effective - if not more effective - than MCP.”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

    “now I can just plug and play”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

What people warn about

Each mark is one comment

  • Questions whether AI is needed

    “You really don’t need AI, but it is pretty.”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

    “This feels like the peak of resume driven development.”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

    “the llm design isnt helping giving any confidence”

    Comment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”
  • Privacy concerns about data handling

    “since they are using Google Cloud and Cloudflare, they are not insulated from the effect of the CLOUD Act”

    Comment from 25 May 2026 in “The bootstrapper's EU stack for under €10 per month”

    “Why are they sending our hashed passwords to a usage tracking platform”

    Comment from 7 Aug 2026 in “Tell HN: Tally Data Breach”

What people said

20 of the 23 comments that mention it, newest first. Each links to the original comment.

“Why are they sending our hashed passwords to a usage tracking platform”

CriticizesComment from 7 Aug 2026 in “Tell HN: Tally Data Breach”

“I don't have to pay 24$ per month, as tally or others.”

CriticizesComment from 15 Jun 2026 in “Ask HN: What are you working on? (June 2026)”

“since they are using Google Cloud and Cloudflare, they are not insulated from the effect of the CLOUD Act”

CriticizesComment from 25 May 2026 in “The bootstrapper's EU stack for under €10 per month”

“It's AI-tool agnostic — works with Claude Code, Cursor, Copilot, or anything else.”

RecommendsComment from 12 Apr 2026 on Hacker News

“That's a great idea. It's also what Tally does.”

RecommendsComment from 14 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“Last year I did it manually line by line, and of course that didn't carry over to this year.”

RecommendsComment from 11 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“This is awesome, thank you for sharing and for building it.”

RecommendsComment from 10 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“Looks good but Tally is a bad choice of name”

MixedComment from 10 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“Rules live in files, run offline, and are fully inspectable and hopefully explainable.”

RecommendsComment from 9 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“CLI are as effective - if not more effective - than MCP.”

RecommendsComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“It is a CLI with very verbose output.”

RecommendsComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“the smarter play is having an agent take the first crack at it”

RecommendsComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“its a nice tool, code is opensourced here”

RecommendsComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“On your pricing page it is not clear what integrations Plaid has or if my banks are supported.”

CriticizesComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“You really don’t need AI, but it is pretty.”

MixedComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“This tools looks pretty nice, kudos for building it and putting it out there for others to try it”

RecommendsComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“This makes a lot of assumptions about the data/format you have available already.”

CriticizesComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“the llm design isnt helping giving any confidence”

CriticizesComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“now I can just plug and play”

RecommendsComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

“This feels like the peak of resume driven development.”

CriticizesComment from 3 Jan 2026 in “Tally – A tool to help agents classify your bank transactions”

Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.