# SPDR S&P 500 ETF

5 Hacker News commenters recommended SPDR S&P 500 ETF and 4 criticized it, November 2025 to November 2026. It was recommended in 3 of 13 months.

**Verdict:** People recommend SPY as a broad S&P 500 fund with near-zero odds of losing everything; critics cite heavy tech weighting and a low dividend.

## Why people recommend it

- Outperformed BTC with less volatility (1 comments): "SPY has outperformed BTC over the last 5 years, and with far less volatility." ([source](https://news.ycombinator.com/item?id=50297253))
- Near-zero odds of losing everything (1 comments): "the odds of you losing all your money in SPDR or VFINX are nearly 0%" ([source](https://news.ycombinator.com/item?id=47140273))
- Likely to build wealth over time (1 comments): "It seems pretty likely to be wealthy by investing in these indices." ([source](https://news.ycombinator.com/item?id=48375052))

## What people warn about

- Heavy tech weighting, lacks diversity (2 comments): "it pays a (very) low dividend compared to many other intl/ETF funds and is weighted very heavily towards tech stocks" ([source](https://news.ycombinator.com/item?id=48363975)) "The lack of diversity in SPY and the like is already bad enough" ([source](https://news.ycombinator.com/item?id=48369170))

## Alternatives hackers recommend

- [S&P 500 index fund](https://hackerapproved.com/p/s-p-500-index.md): 28 recommend
- [Invesco QQQ Trust](https://hackerapproved.com/p/qqq.md): 11 recommend
- [Vanguard Total Stock Market ETF](https://hackerapproved.com/p/vanguard-total-stock-market-etf.md): 11 recommend
- [Vanguard S&P 500 ETF](https://hackerapproved.com/p/voo.md): 10 recommend
- [Vanguard S&P 500 ETF](https://hackerapproved.com/p/vanguard-s-p-500-etf.md): 9 recommend

## Cite as

Hacker Approved, "SPDR S&P 500 ETF", https://hackerapproved.com/p/spdr-s-p-500-etf/ (counts from 1,795,640 Hacker News comments, November 2025 to November 2026).