# Revolut 43 Hacker News commenters recommended Revolut and 81 criticized it, November 2025 to November 2026. It was recommended in 11 of 13 months; owners who said how long report a median of 2 years (3 owners). **Verdict:** People recommend Revolut for cheap foreign-currency payments, disposable and virtual cards, and a banking app that works well for many travelers. The most common caveat is that accounts can be frozen or blocked with little warning and support is hard to reach. ## Why people recommend it - Good foreign currency rates and transfers (6 comments): "what Revolut charges me (taking my local currency and converting it to USD), is lower than what AliExpress would charge me" ([source](https://news.ycombinator.com/item?id=47011086)) "They have been shocklingly competent for international transfers. Most things just work through the app" ([source](https://news.ycombinator.com/item?id=50176100)) "no exchange rate fees added while paying in foreign currencies" ([source](https://news.ycombinator.com/item?id=45863810)) - Disposable and multiple virtual cards (6 comments): "Internet transactions are usually done using Revolut because then I can use a disposable card number." ([source](https://news.ycombinator.com/item?id=48424127)) "the great thing about Revolut is that a) you can create multiple free virtual cards" ([source](https://news.ycombinator.com/item?id=49699933)) "then you just cancel/destroy the virtual number immediately" ([source](https://news.ycombinator.com/item?id=47086884)) - Useful app features and budgeting (5 comments): "it just looks like a nice app / interesting cards (for all the perks and cashback IIUC) to have" ([source](https://news.ycombinator.com/item?id=49678398)) "Now with Revolut you can schedule auto top-up to keep this low amount up to date." ([source](https://news.ycombinator.com/item?id=46965546)) "create a separate card number for your kid (10s within the bank app), where you put more money when needed" ([source](https://news.ycombinator.com/item?id=49759490)) - Works well for travel and subscriptions (4 comments): "I had no problems subscribing to stuff through wise or revolut cards" ([source](https://news.ycombinator.com/item?id=48501002)) "this is why Revolut and WISE cards are a god send when travelling" ([source](https://news.ycombinator.com/item?id=46366176)) "worked fine in a foreign country at 12:00pm London time, via Apple Pay" ([source](https://news.ycombinator.com/item?id=50164754)) ## What people warn about - Accounts frozen or blocked without warning (5 comments): "I've also seen stories of them basically freezing people's accounts." ([source](https://news.ycombinator.com/item?id=45873604)) "if they decide to freeze your money for no reason" ([source](https://news.ycombinator.com/item?id=50170534)) "They cut off access to my account without warning, because they say GOS doesn't meet their security requirements." ([source](https://news.ycombinator.com/item?id=47343750)) - Hard to reach human support (3 comments): "Revolut refused to help with a dispute. They rejected it after like 2 hours, first claiming they contacted the seller, which it turns out they did not." ([source](https://news.ycombinator.com/item?id=50167078)) "Revolut are well known for using automated systems for all support and it being difficult/impossible to talk to an actual human" ([source](https://news.ycombinator.com/item?id=49685920)) "there's intermittent availability of basically everything, which means you might be able to access the app, or you might be able to pay by card" ([source](https://news.ycombinator.com/item?id=50164511)) - Strict fraud checks on transactions (3 comments): "Revolut is actually particularly strict with random unexplained transactions compared to most online banks." ([source](https://news.ycombinator.com/item?id=49682132)) "Revolut itself is particularly strict, receive 5 random unexplained payments and it's almost sure that you'll get banned" ([source](https://news.ycombinator.com/item?id=49682123)) "The revolut anti-fraud thing also seems to be less well done, being easier to trigger than other "real" banks." ([source](https://news.ycombinator.com/item?id=50206866)) - Fails on rooted or custom Android phones (5 comments): "Revolut stopped working for me for a while with the error that the bootloader wasn't recognised and rooted phones aren't supported" ([source](https://news.ycombinator.com/item?id=47218880)) "Revolut shipped a check for ro.build.user being set to the string "grapheneos" resulting in using the app being blocked." ([source](https://news.ycombinator.com/item?id=49371553)) "Revolut recently changed the app so it now requires Google Play Integrity so it doesn't work with LineageOS anymore." ([source](https://news.ycombinator.com/item?id=49047030)) ## Alternatives hackers recommend - [Mercury Bank](https://hackerapproved.com/p/mercury.md): 44 recommend - [Monzo](https://hackerapproved.com/p/monzo.md): 19 recommend - [Starling Bank](https://hackerapproved.com/p/starling-bank.md): 10 recommend - [N26](https://hackerapproved.com/p/n26.md): 8 recommend ## Where to get it - [Visit the official site](https://www.revolut.com/) ## Cite as Hacker Approved, "Revolut", https://hackerapproved.com/p/revolut/ (counts from 1,795,640 Hacker News comments, November 2025 to November 2026).