# Privacy.com

Hacker Approved page: https://hackerapproved.com/p/privacy-com/

27 people recommended Privacy.com in Hacker News comments, 3 had mixed feelings and 6 criticized it, November 2025 to October 2026. It was recommended in 10 of 12 months, in 25 threads. It meets the Hacker Approved badge rule.

**Verdict:** People recommend it for single-merchant virtual cards with spending limits. Critics say it requires bank account access and some cards still charge after closing.

Summary written by Claude from 37 comments. It was written before the November 2026 recount, and 36 of those comments still count.

## Why people recommend it

- Virtual cards per merchant or service (5 comments in the sample): "I give every online service a separate virtual credit card (via privacy dot com…" ([source](https://news.ycombinator.com/item?id=45980019)) "Check out privacy.com, you can make your own cards.  One per service if you want." ([source](https://news.ycombinator.com/item?id=47981346)) "Cards are locked to a single merchant and it’s easy to configure limits." ([source](https://news.ycombinator.com/item?id=47953944))
- Spending limits and easy cancellation (5 comments in the sample): "services like privacy.com basically which can create virtual cards with limits" ([source](https://news.ycombinator.com/item?id=46196035)) "You should put anything like this on a privacy.com card with a monthly limit." ([source](https://news.ycombinator.com/item?id=50035212)) "I would use https://www.privacy.com virtual card with a spending limit." ([source](https://news.ycombinator.com/item?id=46892249))
- Protects against card number leaks (4 comments in the sample): "simply only giving it a single purpose or limited fund credit card number from privacy.com" ([source](https://news.ycombinator.com/item?id=49979452)) "Great reason to use privacy.com virtual cards wherever possible and online" ([source](https://news.ycombinator.com/item?id=50313072)) "limiting the damage a leaked CC number can do" ([source](https://news.ycombinator.com/item?id=46731249))
- Reliable service with refunds (4 comments in the sample): "Now been a paying customer for years and they have been mostly great." ([source](https://news.ycombinator.com/item?id=47067955)) "the product has been consistent for over 12 years of using it" ([source](https://news.ycombinator.com/item?id=48185811)) "Privacy.com won that dispute and I got that money back." ([source](https://news.ycombinator.com/item?id=47191553))

## What people warn about

- Privacy and data-sharing concerns (2 comments in the sample): "privacy.com even if it was available in some country just means you give transactions of your identity to some other company" ([source](https://news.ycombinator.com/item?id=46260083)) "Privacy.com wants to track me because of course it does." ([source](https://news.ycombinator.com/item?id=47985113))

## Where to get it

- [Visit the official site](https://www.privacy.com/)

## The badge

A product earns the Hacker Approved badge when at least 10 people recommend it, recommenders outnumber critics at least 2 to 1 (mixed feelings count toward neither side), it was recommended in at least 4 of the 12 months and in at least 5 different threads, and no single thread supplies more than half of the people who recommend it. Health and money products are never badged.

## Cite as

Hacker Approved, "Privacy.com", https://hackerapproved.com/p/privacy-com/ (27 recommend, 3 mixed, 6 criticize; Hacker News comments, November 2025 to October 2026).

Counts updated 2 Nov 2026, with data through October 31, 2026.