Plaid

“which is a grwat start even if we dont have itemized reciepts”

“though I'm well-aware of the privacy downsides of those third-party platforms”

“Plaid data is imperfect, so there’s always some cleanup to do.”

“Plaid is the main risk - if they were hacked, that's way worse than a log of my AI queries.”

“Claude did do well for me with Plaid”

“I think i pay 50 cents a month or something”

“Plaid was a security nightmare for years before they were basically forced at gunpoint to get it together”

“they redirect you to your bank to login, you authorize the application (which can be revoked at any time)”

“I never need to authorize Plaid to maintain a permanent session in a headless Chromium instance reading my bank account”

“I know it as a trusted entity”

“Plaid requires your bank username and password, so they have full read-write access to your account.”

“the exact means of access is a red herring: The only thing that changes between screen scraping and OAuth is that Plaid doesn't get my banking password”

“It's usually still persistent full access, and given that, the question of whether the user's password also leaks in the process is almost besides the point.”

“Plaid is glitchy enough that whenever I hit a workflow that has no alternative, I just call the customer support line”

“plaid gets access to your online account with access personal data, security details, documents, transactions, statements, write-access etc.”

“I do find the concerns around this quite strange since you're likely exposing account information already.”

“While openai's use of Plaid's spying on bank accounts is framed as a service it's real use case will be identification.”

“Awesome. Definitely need to highlight this better somewhere on the main page”

“They're incentivized to try to make it as seamless and secure as possible for the 95%, but it's challenging to build custom integrations for thousands of institutions.”

“Overall, it's been a pretty good experience!”

“In an ideal world I’d move it all to plaid to help analyze finances”

“by giving horrible companies like Plaid your business you are encouraging and normalizing poor security practices”

“When they introduced 2FA, Plaid became quite flaky.”

“the Plaid interface dupes consumers into believing they are entering personal information”

“Plaid's been around for a while now and has a good track record.”

“for now, Plaid or a Plaid-like competitor is the safest way”

“could just use Plaid and have your own transaction/net worth site/app in a few hours”

“Sounds awesome! Would love to. Just launched our app to Plaid production this week.”

“make it waaaay easier for non-businesses to use Plaid”

“Plaid, which is good but built for companies”

“Plaid costs me $1.80 per month for all my linked accounts which feels very reasonable to me”

“Plaid has a pay-as-you-go option that's only about $2/month for this use case.”

“connecting to existing accounts via Plaid instead of trying to replace the whole banking stack is super smart”

“I finally have programmatic access to my bank account data!”

“Plaid does support personal use (including personal use access for Chase)”

“banks are the one place where you can safely get read only data via an API”

“Plaid is unable to successfully log in, but the web interface works perfectly fine on Firefox mobile.”

“We work with partners (Plaid, Snaptrade) who explicitly state that they DO NOT sell user data, and we maintain the same principles”

“Not perfect, but a step better than exposing to apps that can have bigger surface area of exposure.”

“pretty known for taking proactive security very serious”