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FinBodhi

Ranked 6 of 10 budgeting apps by recommenders

Recommended as a local-first, end-to-end encrypted double-entry finance app that syncs across devices and keeps your data private. Critics note it did not work in Firefox.

Recommended as a local-first, end-to-end encrypted double-entry finance app that syncs across devices and keeps your data private. Critics note it did not work in Firefox.

11 people gave an opinion

recommend it
8
criticize it
3
approval share
73%
Each figure is one person. RecommendsCriticizes

Recommended in 8 of 13 months

  1. November 2025: recommended
  2. December 2025: recommended
  3. January 2026: recommended
  4. February 2026: recommended
  5. March 2026: recommended
  6. April 2026: recommended
  7. May 2026: not recommended
  8. June 2026: not recommended
  9. July 2026: recommended
  10. August 2026: recommended
  11. September 2026: not recommended
  12. October 2026: not recommended
  13. November 2026: not recommended (month in progress)

Why it doesn’t carry the badge

  • 8 people recommend itNeeds 10 or more, not met.
  • 2.7 recommenders for every criticNeeds 2 to 1 or better, met.
  • Recommended in 8 of 13 monthsNeeds 4 or more, met.

The same three rules apply to every product, and the badge can’t be bought. How the badge works

What people say about it

The reasons people give, with the number of comments that give each one. Open a reason to read what they said.

Why people recommend it

Each mark is one comment

  • Local-first; you own your data

    “You own your financial data. It's local-first, syncs across devices, and everything's encrypted in transit”

    Comment from 13 Apr 2026 in “Ask HN: What Are You Working On? (April 2026)”

    “It’s local-first, syncs across devices, and everything’s encrypted in transit.”

    Comment from 15 Dec 2025 in “Ask HN: What Are You Working On? (December 2025)”

    “It’s local-first, syncs across devices, and everything’s encrypted in transit”

    Comment from 9 Feb 2026 in “Ask HN: What Are You Working On? (February 2026)”
  • End-to-end encrypted; builders can't access data

    “You own your financial data. It's local-first, syncs across devices, and everything's encrypted in transit”

    Comment from 13 Apr 2026 in “Ask HN: What Are You Working On? (April 2026)”

    “Looks cool! I've had a hard time finding personal finance apps that are e2ee, so this is great.”

    Comment from 9 Feb 2026 in “Ask HN: What Are You Working On? (February 2026)”

    “Very interesting and loved Opensource projects with focus on end-to-end encryption”

    Comment from 3 Nov 2025 in “Show HN: FinBodhi – Local-first, double-entry app/PWA for your financial journey”
  • Syncs across devices

    “You own your financial data. It's local-first, syncs across devices, and everything's encrypted in transit”

    Comment from 13 Apr 2026 in “Ask HN: What Are You Working On? (April 2026)”

    “It’s local-first, syncs across devices, and everything’s encrypted in transit.”

    Comment from 15 Dec 2025 in “Ask HN: What Are You Working On? (December 2025)”

    “It’s local-first, syncs across devices, and everything’s encrypted in transit”

    Comment from 9 Feb 2026 in “Ask HN: What Are You Working On? (February 2026)”
  • Matches what people were looking for

    “Looks cool! I've had a hard time finding personal finance apps that are e2ee, so this is great.”

    Comment from 9 Feb 2026 in “Ask HN: What Are You Working On? (February 2026)”

    “sounds like exactly what I've been looking for”

    Comment from 9 Mar 2026 in “Ask HN: What Are You Working On? (March 2026)”

What people warn about

Each mark is one comment

  • Demo did not work in Firefox

    “The demo didn't work in Firefox.”

    Comment from 9 Mar 2026 in “Ask HN: What Are You Working On? (March 2026)”

    “its not working on firefox”

    Comment from 3 Nov 2025 in “Show HN: FinBodhi – Local-first, double-entry app/PWA for your financial journey”

Other budgeting apps people recommend

The four most recommended other budgeting apps, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.

FinBodhi compared with 4 alternatives
ProductRecommendCriticizeApprovalMonthsOwnedBadge
Actual Budget290100%123 yrs4 ownersApproved
Monarch Money17481%9—Approved
YNAB171357%410 yrs3 owners—
Quicken101050%4——
FinBodhiThis page8373%8——
See all 10 budgeting apps, ranked

What people said

12 of the 18 comments that mention it, newest first. Each links to the original comment.

“You own your financial data. It's local-first, syncs across devices, and everything's encrypted in transit”

RecommendsComment from 13 Apr 2026 in “Ask HN: What Are You Working On? (April 2026)”

“The demo didn't work in Firefox.”

CriticizesComment from 9 Mar 2026 in “Ask HN: What Are You Working On? (March 2026)”

“sounds like exactly what I've been looking for”

MixedComment from 9 Mar 2026 in “Ask HN: What Are You Working On? (March 2026)”

“Looks cool! I've had a hard time finding personal finance apps that are e2ee, so this is great.”

RecommendsComment from 9 Feb 2026 in “Ask HN: What Are You Working On? (February 2026)”

“It’s local-first, syncs across devices, and everything’s encrypted in transit”

RecommendsComment from 9 Feb 2026 in “Ask HN: What Are You Working On? (February 2026)”

“You own your financial data.”

RecommendsComment from 12 Jan 2026 in “Ask HN: What Are You Working On? (January 2026)”

“It’s local-first, syncs across devices, and everything’s encrypted in transit.”

RecommendsComment from 15 Dec 2025 in “Ask HN: What Are You Working On? (December 2025)”

“happy to see that you focus on local storage”

RecommendsComment from 10 Nov 2025 in “Ask HN: What Are You Working On? (Nov 2025)”

“It's designed so that we (the people building it) can't access your data.”

RecommendsComment from 10 Nov 2025 in “Ask HN: What Are You Working On? (Nov 2025)”

“The definition is that i can keep using the app if your company goes out of business”

CriticizesComment from 3 Nov 2025 in “Show HN: FinBodhi – Local-first, double-entry app/PWA for your financial journey”

“its not working on firefox”

CriticizesComment from 3 Nov 2025 in “Show HN: FinBodhi – Local-first, double-entry app/PWA for your financial journey”

“Very interesting and loved Opensource projects with focus on end-to-end encryption”

RecommendsComment from 3 Nov 2025 in “Show HN: FinBodhi – Local-first, double-entry app/PWA for your financial journey”

Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.