Empower
Shares rank 8 of 10 budgeting apps by recommenders
People recommend Empower, formerly Personal Capital, as a free way to see many account balances at once and as a replacement for Mint. The quotes raise no recurring complaint.
People recommend Empower, formerly Personal Capital, as a free way to see many account balances at once and as a replacement for Mint. The quotes raise no recurring complaint.
7 people gave an opinion
- recommend it
- 5
- criticize it
- 2
- approval share
- 71%
Recommended in 5 of 13 months
- November 2025: not recommended
- December 2025: not recommended
- January 2026: recommended
- February 2026: not recommended
- March 2026: recommended
- April 2026: not recommended
- May 2026: recommended
- June 2026: recommended
- July 2026: not recommended
- August 2026: not recommended
- September 2026: recommended
- October 2026: not recommended
- November 2026: not recommended (month in progress)
Why it doesn’t carry the badge
- 5 people recommend itNeeds 10 or more, not met.
- 2.5 recommenders for every criticNeeds 2 to 1 or better, met.
- Recommended in 5 of 13 monthsNeeds 4 or more, met.
The same three rules apply to every product, and the badge can’t be bought. How the badge works
What people say about it
The reasons people give, with the number of comments that give each one. Open a reason to read what they said.
Why people recommend it
Each mark is one comment
Free to use
“Empower (used to be called Personal Capital) is free and what I use instead of Mint.”
Comment from 2 Jan 2026 in “10 years of personal finances in plain text files” “Empower mostly as a free shortcut to pulling a dozen account balances in seconds.”
Comment from 2 Jan 2026 in “10 years of personal finances in plain text files”
Other budgeting apps people recommend
The four most recommended other budgeting apps, with the same counts for each, so you can compare like for like. The tick on each bar marks the 2 to 1 line the badge needs.
| Product | Recommend | Criticize | Approval | Months | Owned | Badge |
|---|---|---|---|---|---|---|
| Actual Budget | 29 | 0 | 100% | 12 | 3 yrs4 owners | Approved |
| Monarch Money | 17 | 4 | 81% | 9 | — | Approved |
| YNAB | 17 | 13 | 57% | 4 | 10 yrs3 owners | — |
| Quicken | 10 | 10 | 50% | 4 | — | — |
| EmpowerThis page | 5 | 2 | 71% | 5 | — | — |
What people said
All 9 comments that mention it, newest first. Each links to the original comment.
“Cheaper and faster than Uber and Lyft.”
“it keeps the prices very low for riders while drivers make more money”
“charges a flat fee to the driver every month, around 50 bucks, without taking any percentage fees”
“pays more for drivers due to not actually acting as a taxi company”
“The numbers below reflect Empower Personal DashboardTM users as of October 2025”
“The most common fare I've paid on Empower over the last six months is $7.65.”
“Empower (used to be called Personal Capital) is free and what I use instead of Mint.”
“Empower mostly as a free shortcut to pulling a dozen account balances in seconds.”
“none of them had the one killer feature I needed”
Counts come from 1,795,640 Hacker News comments, November 2025 to November 2026. How we count. Report a mistake.