# Discover it cashback credit card

8 Hacker News commenters recommended Discover it cashback credit card and 3 criticized it, November 2025 to November 2026. It was recommended in 6 of 13 months.

**Verdict:** Recommended for easy approval, Apple Wallet transaction history and good exchange rates on cash withdrawals in some places; the common caveat is poor acceptance abroad, tied to high fees.

## Why people recommend it

- Approval needs little income (2 comments): "It's not hard to get the card (or at least wasn't) and was frequently advertised to college students." ([source](https://news.ycombinator.com/item?id=49432571)) "None of these required much income to be approved." ([source](https://news.ycombinator.com/item?id=49447967))

## What people warn about

- Low acceptance abroad, especially Europe (3 comments): "Discover Card has low acceptance, especially internationally, and this is often because Discover charges relatively high transaction fees." ([source](https://news.ycombinator.com/item?id=48825081)) "Nothing in France takes Discover, and my bank decided to go with Discover about 6 months ago." ([source](https://news.ycombinator.com/item?id=46960952)) "Discover is spotty in Europe but some places definitely accept it." ([source](https://news.ycombinator.com/item?id=48210475))

## Alternatives hackers recommend

- [Apple Card](https://hackerapproved.com/p/apple-card.md): 27 recommend
- [American Express credit card](https://hackerapproved.com/p/american-express.md): 20 recommend
- [Robinhood Gold Card](https://hackerapproved.com/p/robinhood-gold-card.md): 7 recommend
- [Chase Sapphire credit card](https://hackerapproved.com/p/chase-sapphire-reserve.md): 7 recommend

## Where to get it

- [Visit the official site](https://www.discover.com/credit-cards/)

## Cite as

Hacker Approved, "Discover it cashback credit card", https://hackerapproved.com/p/discover-card/ (counts from 1,795,640 Hacker News comments, November 2025 to November 2026).