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Outdoors & travel · warehouse club membership

Costco membership

Hacker Approved

People recommend it for low prices on bulk groceries and big-ticket items, and the Executive tier's 2% rebate often pays the fee back. The most common caveat is crowding at the warehouses.

Summarized from 65 comments.

People recommend it for low prices on bulk groceries and big-ticket items, and the Executive tier's 2% rebate often pays the fee back. The most common caveat is crowding at the warehouses.

recommend
44
criticize
18
months recommended
7 of 13
median owned, 4 owners said
10 years

Why people love it

  • Executive 2% rebate covers the fee · 7

    you can get the executive membership which gives you 2% cash back on everything at the end of the year which for me makes the membership completely free

    May 2026 · comment

    Most people can do even better with the executive membership if you spend ~$550 a month you'll get the $130 fee back in your rebate.

    May 2026 · comment

    the 2% rebate on the executive membership always covers my membership renewal price plus $50-$100 off a shop

    Apr 2026 · comment
  • Cheaper groceries and everyday staples · 5

    I literally make up the cost of my yearly membership in 2 months of shopping there compared to any other grocery store.

    Apr 2026 · comment

    Personally I save over $5/month just buying butter there vs buying from my local supermarket.

    May 2026 · comment

    we saved more money shopping at Costco than the membership cost by a long shot

    May 2026 · comment
  • Trusted business model and leadership · 5

    It's a great model. We get the benefit of low prices, they get sustaining revenue that allows us to get those low prices.

    May 2026 · comment

    Costco's genius is in building and maintaining trust with their members.

    Mar 2026 · comment

    admires their business model and how they treat customers & employees

    Dec 2025 · comment

What people warn about

  • Crowded stores and aisles · 4

    Too crowded. Too many people who have no common decency of not blocking the lane.

    May 2026 · comment

    They've oversold the memberships (which were being abused anyway) and now the stores are always crowded

    May 2026 · comment

    it's so incredibly crowded at all times that the savings are only worth it for more expensive items

    May 2026 · comment
  • Upfront fee deters some shoppers · 2

    Membership is an up-front cost. That excludes those who can't part with the cash for no immediate benefit.

    May 2026 · comment

    Because simply asking to see what it sells requires me to subscribe upfront.

    May 2026 · comment
  • Encourages overconsumption and oversized quantities · 3

    I think one danger with Costco is that it encourages overconsumption.

    May 2026 · comment

    The quantities for certain things are just a bit much.

    May 2026 · comment

    they just made a killing off of me filling my cart with arbitrary bullshit stuff

    Jul 2026 · comment

Every quote

The 40 most detailed of 65 comments. Each links to the original.

  1. you can get the executive membership which gives you 2% cash back on everything at the end of the year which for me makes the membership completely free

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  2. Most people can do even better with the executive membership if you spend ~$550 a month you'll get the $130 fee back in your rebate.

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  3. It's a great model. We get the benefit of low prices, they get sustaining revenue that allows us to get those low prices.

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  4. I literally make up the cost of my yearly membership in 2 months of shopping there compared to any other grocery store.

    Recommends · Apr 2026 · in “How Costco Won in Japan”

  5. the 2% rebate on the executive membership always covers my membership renewal price plus $50-$100 off a shop

    Recommends · Apr 2026 · in “How Costco Won in Japan”

  6. Membership is an up-front cost. That excludes those who can't part with the cash for no immediate benefit.

    Mixed · May 2026 · in “I Want to Live Like Costco People”

  7. Personally I save over $5/month just buying butter there vs buying from my local supermarket.

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  8. the fact that having the membership lets me pocket something in the neighborhood of $120/yr

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  9. Too crowded. Too many people who have no common decency of not blocking the lane.

    Mixed · May 2026 · in “I Want to Live Like Costco People”

  10. we saved more money shopping at Costco than the membership cost by a long shot

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  11. it's a good source of western food at a cheaper price than most import shops

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  12. My membership pays for itself just for the savings on string cheese alone.

    Recommends · Jul 2026 · in “Costco Is the Anti-Amazon”

  13. Costco's genius is in building and maintaining trust with their members.

    Recommends · Mar 2026 · in “The Cult of Costco”

  14. in return I get back the equivalent of a month's worth of free groceries

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  15. admires their business model and how they treat customers & employees

    Mixed · Dec 2025 · in “Dollar-stores overcharge customers while promising low prices”

  16. I think one danger with Costco is that it encourages overconsumption.

    Mixed · May 2026 · in “I Want to Live Like Costco People”

  17. we get like 5x our membership dues back in rewards every year

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  18. I'd actually trust the leadership more than most companies.

    Recommends · Apr 2026 · in “Costco sued for seeking refunds on tariffs customers paid”

  19. The quantities for certain things are just a bit much.

    Mixed · May 2026 · in “I Want to Live Like Costco People”

  20. chances are that will already pay for the membership

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  21. Costco is a case study in how to run a business

    Recommends · Mar 2026 · in “CBP says it can't comply with refund order”

  22. They've oversold the memberships (which were being abused anyway) and now the stores are always crowded

    Criticizes · May 2026 · in “I Want to Live Like Costco People”

  23. it's so incredibly crowded at all times that the savings are only worth it for more expensive items

    Criticizes · May 2026 · in “I Want to Live Like Costco People”

  24. People racing around, lining up and jockeying for spots, enormous carts careening around

    Criticizes · May 2026 · in “I Want to Live Like Costco People”

  25. they just made a killing off of me filling my cart with arbitrary bullshit stuff

    Criticizes · Jul 2026 · in “Costco Is the Anti-Amazon”

  26. Because simply asking to see what it sells requires me to subscribe upfront.

    Criticizes · May 2026 · in “I Want to Live Like Costco People”

  27. the real savings of a Costco membership is that they regularly have high-end electronics, appliances, and home furnishings at $50-100 or more off retail

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  28. Costco has established transparency for the consumer so pocketing the money is an egregious offense for most customers.

    Recommends · Apr 2026 · in “Costco sued for seeking refunds on tariffs customers paid”

  29. A major upside to Costco is you can actually see stuff and you also can walk out of the store same-day.

    Recommends · Jul 2026 · in “Costco Is the Anti-Amazon”

  30. What I save on glasses pays for my membership. I don't go all that often but it's still worthwhile.

    Recommends · Dec 2025 · in “Dollar-stores overcharge customers while promising low prices”

  31. fixed fee membership also means a very stable revenue stream and they can take the time to do this

    Recommends · Jul 2026 · in “Read This Before You Buy That TV Streaming Stick”

  32. Costco was the basis of the best choices of their poverty finance even when living out of a car.

    Mixed · May 2026 · in “I Want to Live Like Costco People”

  33. With Instacart & Costco memberships and also ordering from the local discount grocers

    Mixed · Dec 2025 · in “Kroger acknowledges that its bet on robotics went too far”

  34. Sales clubs like Costco and BJs are absolutely affordable even to the working poor.

    Recommends · May 2026 · in “I Want to Live Like Costco People”

  35. You can use your membership to get same day delivery shopping on costco's website

    Recommends · Jul 2026 · in “Costco Is the Anti-Amazon”

  36. highly recommend for the products they carry. I pay for the executive membership

    Recommends · Aug 2026 · in “The Amazon Tax”

  37. I really can't use it for most of my shopping because it's just me and my wife

    Mixed · Apr 2026 · in “How Costco Won in Japan”

  38. The gas price savings easily pays for the annnual standard costco membership.

    Recommends · Aug 2026 · in “Tracking Costco gas prices”

  39. which also gives me Instacart for cheap, so I put those savings into the tip

    Recommends · Dec 2025 · in “Kroger acknowledges that its bet on robotics went too far”

  40. The one thing I had going for me in college was a Costco membership.

    Mixed · Feb 2026 · in “The Hunt for Dark Breakfast – Can we derive breakfasts we have never observed?”

Counts from 1,795,640 Hacker News comments, Nov 2025 to Nov 2026. How we count · Report a mistake