# Chase Sapphire credit card

7 Hacker News commenters recommended Chase Sapphire credit card and 2 criticized it, November 2025 to November 2026. It was recommended in 4 of 13 months.

**Verdict:** People recommend it for its sign-up bonus and benefits that can offset the annual fee. Critics note the fees add up and rewards have gotten worse.

## Why people recommend it

- Benefits offset the annual fee (2 comments): "would net that out to approximately $0 on a monthly basis after credits and rebates" ([source](https://news.ycombinator.com/item?id=50292296)) "Chase Sapphire Preferred is less than 100 per year and it has those things." ([source](https://news.ycombinator.com/item?id=46541035))

## What people warn about

- Annual fees add up (2 comments): "top tier cards like the Chase Sapphire or Cap One Venture X that have yearly fees" ([source](https://news.ycombinator.com/item?id=46730499)) "For a mere $800, I can net the fees to "approximately $0"? What a steal!" ([source](https://news.ycombinator.com/item?id=50292746))

## Alternatives hackers recommend

- [Apple Card](https://hackerapproved.com/p/apple-card.md): 27 recommend
- [American Express credit card](https://hackerapproved.com/p/american-express.md): 20 recommend
- [Discover it cashback credit card](https://hackerapproved.com/p/discover-card.md): 8 recommend
- [Robinhood Gold Card](https://hackerapproved.com/p/robinhood-gold-card.md): 7 recommend

## Where to get it

- [Visit the official site](https://creditcards.chase.com/)

## Cite as

Hacker Approved, "Chase Sapphire credit card", https://hackerapproved.com/p/chase-sapphire-reserve/ (counts from 1,795,640 Hacker News comments, November 2025 to November 2026).