# Bizum

Hacker Approved page: https://hackerapproved.com/p/bizum/

11 people recommended Bizum in Hacker News comments and 3 criticized it, November 2025 to October 2026. It was recommended in 5 of 12 months, in 6 threads. It meets the Hacker Approved badge rule.

**Verdict:** Spanish bank-linked app that sends money between phone numbers in seconds, widely used in Spain and accepted by many merchants.

Summary written by Claude from 14 comments.

## Why people recommend it

- Instant transfers using only a phone number (4 comments in the sample): "These instant phone-to-phone transfers are very popular, especially among young people who rarely use cash." ([source](https://news.ycombinator.com/item?id=46962108)) "I can send money to any friend in 20 seconds with Bizum in Spain and a lot of merchants also accept Bizum." ([source](https://news.ycombinator.com/item?id=48210670)) "With Bizum I don't need that, input my phone number, approve the dialogue in the bank app" ([source](https://news.ycombinator.com/item?id=49073178))
- Very widely used in Spain (4 comments in the sample): "The absolute standard for peer-to-peer payments, more than 30 million users (>65% of the population" ([source](https://news.ycombinator.com/item?id=48207931)) "Bizum is so integrated in my daily life in Spain" ([source](https://news.ycombinator.com/item?id=48209508)) "I'm using Bizum on a daily basis in Spain" ([source](https://news.ycombinator.com/item?id=46965031))
- Simple for sending money to friends (1 comment in the sample): "It's just this nice thing for sending money." ([source](https://news.ycombinator.com/item?id=49938756))

## What people warn about

- Not practical for paying in stores (1 comment in the sample): "it's not very practical or convenient to do that when you're in a store and want to pay" ([source](https://news.ycombinator.com/item?id=46962783))

## Other mobile payment apps people recommend

- [Apple Pay](https://hackerapproved.com/p/apple-pay/): 58 recommend, 15 mixed, 43 criticize
- [Wero](https://hackerapproved.com/p/wero/): 52 recommend, 22 mixed, 84 criticize
- [Apple Wallet](https://hackerapproved.com/p/apple-wallet/): 46 recommend, 8 mixed, 58 criticize
- [Curve Pay](https://hackerapproved.com/p/curve/): 20 recommend, 1 mixed, 10 criticize

## Where to get it

- [Visit the official site](https://bizum.com/es/)

## The badge

A product earns the Hacker Approved badge when at least 10 people recommend it, recommenders outnumber critics at least 2 to 1 (mixed feelings count toward neither side), it was recommended in at least 4 of the 12 months and in at least 5 different threads, and no single thread supplies more than half of the people who recommend it. Health and money products are never badged.

## Cite as

Hacker Approved, "Bizum", https://hackerapproved.com/p/bizum/ (11 recommend, 0 mixed, 3 criticize; Hacker News comments, November 2025 to October 2026).

Counts updated 2 Nov 2026, with data through October 31, 2026.