The best neobanks, according to hackers
5 neobanks recommended in Hacker News comments over the past year, ranked by how many separate people recommend each one.
All neobanks
- Mercury BankPeople recommend Mercury for fast account setup, a clean app and API-friendly business banking. The most common caveat is that it is a fintech, not an FDIC-insured bank.44recommend
- RevolutPeople recommend Revolut for cheap foreign-currency payments, disposable and virtual cards, and a banking app that works well for many travelers. The most common caveat is that accounts can be frozen or blocked with little warning and support is hard to reach.43recommend
- MonzoPeople recommend Monzo for its easy, modern app and fast backend, plus full API access. Critics point to outages, poor customer service and some business decisions.19recommend
- Starling BankRecommended as a well-run UK neobank with no problems for some users; critics report account lockouts and app-security cut-offs.10recommend
- N26People recommend N26 as a mobile-first German bank that works on rooted and custom Android setups, though critics cite past compliance problems, flaky logins and strict identity checks.8recommend