The best health insurances, according to hackers
3 health insurances were recommended on Hacker News between November 2025 and November 2026. We rank them by how many separate people recommend each one, and 1 earns the Hacker Approved badge.
Top pick
The most recommended health insurance with the badge. Each figure is one person. RecommendsCriticizes One comment
Cheaper and better than private plans
People praise its low cost, national coverage, good care and reliable payments, though critics say it penalizes some people who fall outside its eligibility rules.
All 3 health insurances, ranked
Select a column heading to sort. Approval share is recommenders out of everyone who gave an opinion; the tick on each bar marks the 2 to 1 line the badge needs. Months counts the months, out of 13, in which someone recommended it.
| Rank | |||||||
|---|---|---|---|---|---|---|---|
| 1 | Kaiser Permanente health insurance | 17 | 20 | 46% | 8 | — | — |
| 2 | Medicare | 13 | 1 | 93% | 6 | — | Approved |
| 3 | UnitedHealthcare health insurance | 5 | 23 | 18% | 3 | — | — |
How we rank
Rank is the number of separate people who recommend a product in a Hacker News comment over the past year. Someone who praises the same health insurance in five threads counts once.
The badge goes to health insurances that at least 10 people recommend, with recommenders outnumbering critics at least 2 to 1, recommended in at least 4 of the 13 months.
Rankings are never for sale. We may earn a commission when you buy through our links. It never changes the order.